About Rapps & Associates

A thoughtful, education-first approach to estate planning — where legal precision and financial strategy work together to protect your wealth, family, and legacy.

Why I Built This Firm

After years of working with families, professionals, and business owners, I saw too many estate plans that looked good on paper — but failed in real life.

They were:

  • overly complex
  • financially inefficient
  • disconnected from tax, business, and investment realities
  • difficult for families to understand or implement

I founded this firm to take a different approach — one that is:

  • clear
  • values-aligned
  • tax-smart
  • practical in the real world
  • focused on protecting your family across generations

Professional background

What Makes Our Approach Different

Attorney + CFP® Perspective

Your plan is designed with legal, tax, and financial strategy aligned from day one.

Education-First, Plain-English Planning

You understand your options before decisions are made.

Structured & Practical in Real Life

Plans are designed to work when your family actually needs them.

High-Touch, Relationship-Driven Experience

We focus on partnership — not transactions or document production.

Will vs. Trust: A Simple Comparison Guide

Download our comparison guide to find out more about Will vs. Trust.

WHY I STARTED THIS FIRM

A Firm Built to Fix What Traditional Estate Planning Gets Wrong

After years working with affluent families and business owners, I saw too many estate plans that were:

  • Overly complex
  • Financially inefficient
  • Disconnected from tax, investment, and business realities
  • Hard for families to understand — and even harder to implement

I founded this firm to change that.

Our approach is:

  • clear
  • values-aligned
  • tax-smart
  • practical in real life
  • focused on protecting your family across generations

This isn’t “one-size-fits-all” planning — it’s thoughtful, structured, and deeply personal.

MICHAEL BIO

Meet Michael P. Rapps, Esq., CFP®, AEP®

Michael is an estate planning attorney and Certified Financial Planner™ with over a decade of experience advising families, professionals, and business owners on estate design, wealth transfer, and long-term financial strategy.

His background in law, financial planning, and mediation informs a thoughtful, relationship-centered approach — focused on clarity, alignment, and meaningful legacy planning.
 

  • Attorney & Counselor at Law
  • CFP® | Certified Financial Planner™
  • AEP® | Accredited Estate Planner
  • Adjunct Professor — Taxation & Finance, NYU SPS

Our VALUES

How We Work With Clients

Clarity

Every document and decision is explained in plain English.

Compassion

Estate planning is personal — we treat it that way.

Education-Driven

You understand your options before moving forward.

Long-Term Partnership

Plans are designed to evolve as life changes.

Who We Help

We work with families, professionals, retirees, seniors, and business owners who want thoughtful, coordinated planning — not one-size-fits-all documents.

Start By Learning — Not Guessing

Most people delay estate planning because the process feels overwhelming. Our goal is to make your first step simple, clear, and educational — so you can move forward with confidence.

Ready to talk now?

Book an Intro & Overview Call (Free) use this link:

What Clients Say About Working With Us