Long-Term Care & Medicaid Planning Guide | Rapps & Associates

Asset Protection

Planning Ahead for
Long-Term Care & Medicaid

A calm, practical guide to understanding long-term care costs, Medicaid rules, and how thoughtful planning protects New York families from rushed decisions later.

What You’ll Learn Inside

Inside This Guide

  • 01How long-term care costs typically arise over time
  • 02What Medicaid does and does not cover
  • 03The difference between Community Medicaid and Nursing Home Medicaid in New York
  • 042026 New York Medicaid eligibility numbers
  • 05What the 5-year look-back really means in practice
  • 06When a Medicaid Asset Protection Trust may or may not make sense
  • 07How long-term care planning fits into your broader estate plan

Download the Long-Term Care & Medicaid Guide

Schedule a Call

Have questions? Call us: 516‑342‑3756

Who This Guide Is For

  • Families where aging is becoming a consideration
  • Adult children who are quietly stepping in to help more often
  • Anyone who wants to understand Medicaid before it becomes urgent
  • Families who want clarity, not crisis-driven decisions

Planning ahead doesn’t mean something bad is imminent. It means fewer rushed decisions, less paperwork under pressure, and less financial strain on family.